Why do I need it?
Having self storage insurance is a mandatory legal requirement of renting a storage unit in the UK, and, accordingly, one that we require all of our customers to comply with. To do so, the minimum cover for your goods should be around £2,000 – even if the actual value is significantly less.
While you are under no obligation to use our own storage unit insurance, we are able to provide this service for as little as £12 per month. If your goods are not already covered by your household insurance, talk to your local Access Storage team for advice.
What does self storage insurance cover (and not cover)?
Our storage insurance covers you while your goods are held on our premises. Your policy will not cover damage incurred while goods are in transit, when they’re left in public areas, or while they’re being loaded or unloaded from our bay.
In the event that you need to make a claim, it will be settled by replacement, repair, or compensation – depending on what the insurer deems most appropriate. If the result is total destruction of the item or complete loss, you’ll receive the cost of replacing the item as new.
All property is protected by the storage unit insurance policy from the moment it is placed in the facility to the moment it is removed from the unit. If, at any point, you need to change your requirements as outlined in the policy, you should communicate your request to the relevant store manager in writing.
How much does it cost?
The way self storage insurance is calculated is at the discretion of each individual insurer. At Access Self Storage, we charge £6 for every £1000 of goods stored, at a minimum of £2000.
Where is storage insurance available?